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Home FinancingReady to buy your dream home?

Home FinancingReady to buy your dream home?

CALL US, WE CAN HELP!

647-542-6100

Have questions?
We have answers.

HB is better than your Bank.

Home ownership is something many Canadians, just like you, strive for. It can be a rewarding experience that helps you achieve both personal and financial goals.

Whether you’re self-employed, a new Canadian with limited or no credit history, or someone with a low credit score, we’re here to provide mortgage financing solutions to help you achieve home ownership.

First Time Home Buyer

With mortgage rates at historic lows, there’s never been a better time to buy your first home. Take comfort knowing that a Mortgage Centre Specialist will provide you with all the information, sound advice, and assistance you need, every step of the way.

New to Canada

Buying a house is an exciting step for anyone, but it is especially so for individuals who are new to the country. As daunting as it may seem, purchasing a home is completely possible with a little knowledge and preparation.

Cottage/Vacation Homes

Financing a vacation property can dramatically reduce the cost of vacations, bring your family closer together, be a good financial investment, and in some cases even generate rental income!

Investments

Buying an investment property can be a great opportunity. Whether it be a house, cottage, farm, condo, or plot of land, buying real estate is traditionally a sound and profitable investment, offering both rental income and capital gains.

Our Rates

Compare our rates to the banks and see why the HB Mortgage Centre is the wisest choice.

  • Current Variable Rate
    6.30%
  • Current Prime Rate
    6.95%
Terms
Bank Rates
Our Rates
6 Months
6.59%
6.25%
1 Year
7.04%
6.14%
2 Year
6.54%
6.29%
3 Year
6.29%
5.91%
4 Years
6.29%
5.74%
5 Years
6.34%
5.29%
7 Years
6.60%
5.84%
10 Years
6.85%
6.00%
Please Note: Advertised rates are not guaranteed. The rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation. Rates may vary from Province to Province and are subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. The advertised rates are provided as guidance only and the accuracy of these rates is not guaranteed. You are encouraged to speak with a HB Mortgage Centre Specialist for the most accurate information and to determine your eligibility. *O.A.C. & E.O.

Ready to apply for a Mortgage?

Get the process started by filling a short mortgage application form and our experienced representatives will contact you to discuss your financial needs.