HB Blog

HB Mortgage Centre

Budgeting Towards Buying your First Home

Transitioning from renter to homeowner is one of the biggest decisions you’ll make throughout your lifetime. It can also be a stressful experience if you don’t plan ahead by building

Need Mortgage but Credit is Bad

In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit into the traditional

Understanding Your Credit Report

As credit has become more and more abundant in our society, your credit report, and thus your credit rating, has become more important in your daily life. Your credit rating

How to Determine the Best Mortgage Term

Choosing the mortgage term that is right for you can be a challenging proposition for even the savviest of homebuyers. By understanding mortgage terms and what they mean in dollars

Looking Beyond Mortgage Rates

It’s easy to get caught up in the idea that comparing mortgage rates will guarantee you get the best bang for your mortgage buck. While this may be true for

Is Your Mortgage Portable?

Selling your current home and moving into a new one can be stressful enough, let alone worrying about your current mortgage and whether you’re able to carry it over to

Buying versus Renting

At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a home is one of the

Title Fraud – a form of identity theft!

As a homeowner, you need to be aware of crime on the rise known as real estate title fraud. Sadly, the only red flag for title fraud occurs when your

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Our Rates

Compare our rates to the banks and see why the HB Mortgage Centre is the wisest choice.

Current Variable Rate
6.30%
Current Prime Rate
6.95%

Terms	Bank Rates	Our Rates
6 Months	6.59%	6.25%
1 Year	7.04%	6.14%
2 Year	6.54%	6.29%
3 Year	6.29%	5.91%
4 Years	6.29%	5.74%
5 Years	6.34%	5.29%
7 Years	6.60%	5.84%
10 Years	6.85%	6.00%

Please Note: Advertised rates are not guaranteed. The rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation. Rates may vary from Province to Province and are subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. The advertised rates are provided as guidance only and the accuracy of these rates is not guaranteed. You are encouraged to speak with a HB Mortgage Centre Specialist for the most accurate information and to determine your eligibility. *O.A.C. & E.O.