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Why Use a Mortgage Professional?

There are generally two ways to get a mortgage in Canada: From a bank, or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, and trust companies … offering their clients more choice, and access to hundreds of mortgage products!

As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Mortgage professionals work for you, and not the banks; therefore, they work in your best interest. From the first consultation to the signing of your mortgage, their services are free. A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that a mortgage professional can do for you what your bank cannot. Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.

Have questions?
We have answers.

HB is better than your Bank.

Our Rates

Compare our rates to the banks and see why the HB Mortgage Centre is the wisest choice.

  • Current Variable Rate
    6.30%
  • Current Prime Rate
    6.95%
Terms
Bank Rates
Our Rates
6 Months
6.59%
6.25%
1 Year
7.04%
6.14%
2 Year
6.54%
6.29%
3 Year
6.29%
5.91%
4 Years
6.29%
5.74%
5 Years
6.34%
5.29%
7 Years
6.60%
5.84%
10 Years
6.85%
6.00%
Please Note: Advertised rates are not guaranteed. The rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation. Rates may vary from Province to Province and are subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. The advertised rates are provided as guidance only and the accuracy of these rates is not guaranteed. You are encouraged to speak with a HB Mortgage Centre Specialist for the most accurate information and to determine your eligibility. *O.A.C. & E.O.

Ready to apply for a Mortgage?

Get the process started by filling a short mortgage application form and our experienced representatives will contact you to discuss your financial needs.