Skip to content

Looking for a Mortgage?
Fast Approval & Funding!

HB Mortgage Centre
Mortgage Broker

We’re dedicated to providing you with all the information you need to make a well-informed decision about your first or second mortgage.

A Home Equity Loan is a fixed amount of money that is secured by your home equity. You get a lump-sum amount against home equity and can use these funds for home improvements or other expenses.
With Home Equity Line of Credit (HELOCs), you can draw funds as needed for a certain amount of time. The main difference from Home Equity Loan is that it comes as a credit line and not a lump sum loan amount.

HB Partners

Home Financing

Whether you’re self-employed, a new Canadian, or someone with a low credit score, we’re here to provide mortgage financing solutions to help you achieve home ownership.

Second Mortgage

It is secured against the same asset, by which the first mortgage is secured. The loan amount changes as regard to the first mortgage paid and current value of property.

Reverse Mortgage

Reverse mortgages are designed specifically to meet the needs of senior homeowners. The goal is to tap into the equity of their home to assist in comfortable financial living.

mpc-logo
amba-logo
cmba-logo
mcap-logo
cmls-logo
FCT-logo

Calculate Your Monthly Payments

Calculate how much you’d spend each month to buy a home or renew or refinance your mortgage.

Condo Mortgage Calculator

Condo Mortgage Calculator can be used to figure out monthly payments of a condo mortgage, based on condo’s sale price, terms of the loan desired, buyer’s down payment percentage, and maintenance fee.

Mortgage Amortization Calculator

Mortgage amortization calculator can be used to calculate the mortgage payment that best suits your needs. Mortgage amortization calculator shows the calculations and amortization of mortgage payments.

HB Blog

Budgeting Towards Buying your First Home

Transitioning from renter to homeowner is one of the biggest decisions you’ll make throughout your lifetime. It can also be a stressful experience if you don’t plan ahead by building
Read More

Need Mortgage but Credit is Bad

In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit into the traditional
Read More

Our Rates

Compare our rates to the banks and see why the HB Mortgage Centre is the wisest choice.

  • Current Variable Rate
    6.30%
  • Current Prime Rate
    6.95%
Terms
Bank Rates
Our Rates
6 Months
6.59%
6.25%
1 Year
7.04%
6.14%
2 Year
6.54%
6.29%
3 Year
6.29%
5.91%
4 Years
6.29%
5.74%
5 Years
6.34%
5.29%
7 Years
6.60%
5.84%
10 Years
6.85%
6.00%
Please Note: Advertised rates are not guaranteed. The rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation. Rates may vary from Province to Province and are subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. The advertised rates are provided as guidance only and the accuracy of these rates is not guaranteed. You are encouraged to speak with a HB Mortgage Centre Specialist for the most accurate information and to determine your eligibility. *O.A.C. & E.O.

Ready to apply for a Mortgage?

Get the process started by filling a short mortgage application form and our experienced representatives will contact you to discuss your financial needs.